Discover How To Sell Your Real Estate Easy

Discover How To Sell Your Real Estate Easy

American Group Funding, Inc. would like to acquaint you with our unique service to Owner Financed Mortgage Note Holders & Settlement Receivers. American Funding and our Associates are in the Business of Buying existing Real Estate Contracts, Mortgage Notes and Deeds of Trust, in most States. We convert long term income into cash now. You get the cash in hand today that you wanted when you sold your property. We also work with Structured Settlements that dribble payments in monthly or have future payments pending; we can convert those payments into a lump sum today.

Ultimately, you are searching for a Safe Harbor with Security for your money or investments. Your immediate situation may not be fulfilling this for you. What service we would actually be doing for you, is giving you cash up front for the purchase of payments that may never materialize…

Seller Carry Back - Scenario - For Sale By Owner

Homeowners

An alternative option to institutional financing to sell your home.
Make a Custom Fit Plan for Buyer & Seller
A Problem
Qualifying for conventional financing is getting increasingly stringent in today's economy & marketplace. Prospective Buyers might be turned down for a loan, despite the fact they have good credit or good employment. For some reason or another they just don't meet the conventional lenders' criteria. We can help…
A Solution

Offer Owner Financing then Sell us the Mortgage Note through a Simultaneous Closing. Advertise that seller financing is available, with no points, and no qualifying. We can work with you for a simultaneous closing that sells the mortgage note to us at the same time. Thus you make the Sale for cash but don't collect any payments, and the buyer gets the new property with no points, nor qualifying. A Win / Win situation.
A Seller Carry Back Scenario

Bob & Betty Buyer Pays
- $ 20,000 CASH DOWN PAYMENT
- PAYMENTS OF $ 1,646.53 PER MONTH FOR 10 YEARS
- BALLOON PAYMENT OF $ 1,64,920.26 DUE IN 10 YEARS
BUYER BENEFITS

PAID NO POINTS - LOW DOWN PAYMENT

APPROVED WITH LESS THAN PERFECT CREDIT

BOUGHT THE HOME THEY WANTED & CLOSED QUICKLY

MORTGAGE OFFER IS PURCHASED

Buy All Payments & Half of the Balloon


            YEAR 1       (Option # 1 of Many)      YEAR 10
            ----------------------------------------------
            $20,000
            $150,000                               $82,460

SELLER BENEFITS
SELLER RECEIVES
$ 20,000	CASH DOWN PAYMENT
$ 125,019	CASH FROM SALE of ALL PAYMENTS & 1/2 of the BALLOON
------------
$ 145,019	TOTAL CASH RECEIVED NOW
$ 82,460	BALLOON PAID OFF AT 10 YEARS
------------
$ 227,479	SELLER'S TOTAL CASH RECEIVED FROM SALE OF HOME

A Win / Win Relationship….
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Simultaneous Closings

The phrase "Simultaneous Closing" is used to describe transactions that occur when the seller is carrying back a note, as payment for their property, with the specific intention of selling the note for cash. In other words, "Simultaneous Closing" just means, during an escrow closing, that there are two (2) separate closing transactions happening at the same time.

Documents are signed and:

1. Buyer gets Title of Property & Seller Receives the Mortgage Payments
2. We buy the Mortgage Payments from Seller for Cash - Assignment

The Advantage is the Seller gets Cash up front for payments that may never materialize. The buyer then pays us the mortgage payments. The Seller is then out of the transaction altogether. ~ For Owner Financed Mortgage Note Holders

You Ask Yourself - Why should I think about selling my Mortgage Note? A Mortgage Note is only a promise to pay you cash over a period of time, a promise of future income that may never materialize…

The most prevalent reason might be, that you just need the cash now. Or For:

That Dream Vacation you are waiting for. Now might be the right time..
That Addition too your Home or that Remodel Job you have put off
Down Payment on that New Home
College Tuition for you Child
Buy that New Vehicle or RV
Medical Misfortune
Divorce Settlement
Start Your Own Business
Re-invest in a Safer Security Harbor
Or maybe you are just Tired of Collecting those Payments

JUST A FEW OF THE MANY REASONS WHY YOU
MAY WANT TO SELL US YOUR MORTGAGE

No collection hassle
Real Estate values depreciating
Insurance Liabilities, Vandalism & Foreclosure costs
You may lose your position to Real Estate Tax liens or IRS liens
You get the cash in hand today that you wanted when you sold your property
Today's low interest rates mean that your mortgage is worth more today than it may ever be worth in the future
When interest rates rise your mortgage will go down in value
With our nationwide recession there are tremendous opportunities for huge profits for people who have cash and can act quickly
A dollar is worth more today than it will be five years from now
You get the cash to use the way you want, when you want it.
Remember, this is not borrowing. This is your money
Use the cash to pay off bills. Many people have a 10% note but owe 21% on credit cards. That doesn't make Financial Sense
Most sellers are not banks. You might have carried back paper to get the deal done. You were smart in doing so, and now may be the time to gain the Financial Benefit. Why Wait?
Email us for more information: GeneHorton@AmericanFunding.com
Call us for more information: (707) 864-3945
Free Evaluation, No Obligation - limited time only -
Please fill out the Painless Mortgage Questionnaire

More Info ~ To Review

Contractors & Developers - Close out those Homes faster
Real Estate Agents - Make that Sale & Get Paid!
Discount Mortgage Fundamentals
Receiving Payments - Want Cash Up Front? - Cash Liquidity
Referrals & Finders
Request a Phone Call from AF

FREE EVALUATION, NO OBLIGATION

Painless - Settlement Questionnaire - Request for Quote
Painless - Mortgage Note Questionnaire - Request for Quote
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Email: GeneHorton@AmericanFunding.com

Disclaimer:

The information contained on this website is not intended as a solicitation, commitment or offer, and is not intended to convey any legal, tax, financial or other advise. All such advise should be obtained by an attorney, accountant or other professional of your choosing.